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LIFE INSURANCE

 If you were to suddenly die, where would that leave the people you love? Could your spouse stay in his/her home, or would they be forced to leave due to lack of finances?  


An unforeseen sudden death isn't exactly a pleasant conversation to have. Unfortunately, it is often a reality and can financially devastate a family. 


We have a cost-effective answer. While life insurance can't alleviate emotional damage, it can lift the burden of unforeseen financial constraints. 

TYpes of Life Insurance

TERM LIFE

Term life insurance is meant to provide financial protection for a set period of time—usually while you have dependents or outstanding debts that could be transferred to others such as student loans. Term life insurance is an affordable way to get the coverage you need.  It is initially much less expensive when compared to permanent life insurance.  Unlike most types of permanent insurance, term insurance has no cash value. In other words, the only value is the guaranteed death benefit from the policy. 

Permanent Life

 Permanent insurance provides lifelong protection.  These  policies offer a death benefit and can build cash value. The death benefit is money that's paid to your beneficiaries when you pass away.    Permanent life insurance lasts from the time you buy a policy to the time you pass away, as long as you pay the required premiums.  Permanent life insurance can be an important tool to help secure your family's financial future. 

FINAL EXPENSE

Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Final expense insurance is also known as burial insurance.  A final expense life insurance policy isn’t the same as what’s known as “insuring your life.” Insuring your life concerns leaving your family and loved ones with enough support after you pass away. Term and permanent life insurance are better suited for a higher death benefit.  Final expense life insurance range in death benefit from as low as $2,000 to $40,000.  

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LIFE INSURANCE QUOTING TOOL

We have a tool that is available to you 24/7.  Shop prices that are affordable and learn more about your options.  


We are happy to help you navigate through this process and here here to answer your questions.  


Enjoy your search!

LET US HELP YOU WITH YOUR LIFE INSURANCE

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Our office takes the time to find you affordable coverage! 

WE JUST NEED TO GATHER YOUR INFORMATION!

 Our office takes the steps necessary to get you realistic quotes for your life insurance.  When you  apply for life insurance, you do have to go through the  underwriting process.   It is very important for you to understand the underwriting process to help you  avoid unnecessary frustration.


After you apply,  the company is going to look at different criteria to decide if they are going to accept your application for coverage.   Several of the major factors the underwriter will review are your driving history, prescription history, family health history, usage of alcohol, height and weight and of course any prior medical issues or surgeries.


 

We believe in being proactive and gathering your information to see how the carriers will rate your overall health for their life insurance product.  


Below we have our Life Insurance Pre-Screen form. This is used to gather your specific information.  Please download this form and send it back to our office. 


If you have any questions contact our office at (402) 352-6610 or send us a message below.   

Download Our Form

 You can submit this form back to our office by Fax:  (888) 959-3096 or E-Mail:  insurance@tonyalegrande.com 

Contact Us

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Tonya LeGrande & Associates, LLC

PO Box 429, 1120 A. St., Schuyler, NE 68661, US

Phone: (402) 352-6610 / (888) 959-1338 Fax: (888) 959-3096

Hours

Mon

8:30 am – 5:00 pm

Tue

8:30 am – 5:00 pm

Wed

8:30 am – 5:00 pm

Thu

8:30 am – 5:00 pm

Fri

8:30 am – 5:00 pm

Sat

Closed

Sun

Closed